Lease vs Finance

When you’re deciding how to acquire your next set of wheels, you’ll have a couple of different options: leasing and financing. While both methods offer incredible benefits, they are very different. If you’re interested in learning about leasing and financing, their benefits, and more, Harr Chrysler Dodge Jeep Ram is here to help!

Check out this lease vs. finance guide and get out onto the streets of Worcester, Auburn, and Shrewsbury, MA, in something you’ll love to drive for years to come.

Is Leasing Right for You?

Let’s start by talking about leasing. Getting behind the wheel of a lease is a great way to ensure that you’re getting into one of the newest models, whether that’s a Chrysler, Dodge, Jeep, or Ram. Leasing is great for those who want to put down a low down payment while maintaining a low monthly payment.

Leasing, in essence, is a rental agreement between you and a dealership, which means it’s usually cheaper than financing because you’ll be expected to return it to the dealership unless you want to finance or buy it out of the lease. You would do this if you’re happy with the vehicle and want to keep driving it past its lease end date.

With a lease, you may be responsible for some maintenance, but it won’t be much, as it may be covered under warranty. If you’re interested in leasing a vehicle with us, talk to our finance team!

Is Financing Right for You?

Financing is a longer-term commitment. By going with this method, you’re planning to drive the vehicle for several years. The best part about financing is that once you finish making payments, you own the car outright and can do whatever you want with it. While you’d be responsible for maintenance and repairs, you can build equity in the car.

Financing is also beneficial to those who drive a lot and or/drive far distances daily because you won’t have a mileage limit like you would with a lease. This means you wouldn’t have to worry about paying an extra fee like you would if you leased a car and went over your mileage limit.

Visit Our Finance Center

Is it time to lease or finance your ride? Or do you have more questions about leasing and financing? In any case, our finance center will be here to help! Should you be ready to make a deal, one of our team members will sit down with you and learn about your needs to see what options you may qualify for. After that, they’ll walk you through each available plan.

If you want to kickstart the process from your home or office, you can use our secure online finance application to potentially get pre-approved. By doing this, you can sift through your available options and pick one that piques your interest. You can also find out what your trade is worth with our Value Your Trade tool, and estimate your monthly payment with the payment calculator.

Leasing or Financing: Which is Right for You?

Are you ready to lease or finance your next set of wheels? The choice is ultimately yours, but trust us when we say that both are great options! To get out onto the streets of Worcester, Auburn, and Shrewsbury, Massachusetts, visit us at Harr CDJR and talk to our team today.

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  • Confidence with Vehicle Protection
  • Dedicated 24/7 Owner Support
  • VIP Access to Jeep Brand Events
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  • No Charge Worry-Free Maintenance
  • Confidence with Vehicle Protection
  • Dedicated 24/7 Owner Support
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